These Terms and Conditions govern your use of the 98 Pak platform, including account registration, deposits, withdrawals, bonus participation, and all gaming activity. Please read them carefully before registering or placing any bet. By creating an account at 98 Pak, you confirm that you have read, understood, and agreed to these terms in full.
These terms protect both players and 98 Pak. They exist to make sure every player knows their rights and responsibilities before playing.
These Terms and Conditions ("Terms") form a legally binding agreement between you and 98 Pak ("we", "us", "the Platform"). Using any part of the 98 Pak website or mobile interface constitutes acceptance of these Terms. If you do not agree, you must not use the Platform. We recommend saving or printing a copy of these Terms for your records.
By accessing, browsing, or registering an account on the 98 Pak platform, you confirm that you have read and fully understood these Terms and Conditions, that you agree to be bound by them, and that you have the legal capacity to enter into a binding agreement. These Terms apply to all visitors, registered users, and anyone else who accesses or uses any part of the 98 Pak service.
These Terms should be read alongside our Privacy Policy and our Responsible Gaming policy, both of which form part of the overall agreement between you and 98 Pak. Where any conflict exists between these documents, these Terms take precedence unless explicitly stated otherwise.
If you are accessing 98 Pak on behalf of another person, you represent that you have the authority to bind that person to these Terms and that person accepts these Terms through your use of the Platform.
To register and use the 98 Pak platform, you must meet all of the following eligibility criteria:
98 Pak reserves the right to carry out age and identity verification checks at any stage, including prior to permitting a first withdrawal. If verification cannot be completed to 98 Pak's satisfaction, the platform reserves the right to withhold funds pending resolution or to close the account.
Each person may hold only one registered account at 98 Pak. Operating multiple accounts — whether under the same name, different names, different phone numbers, or shared devices — is strictly prohibited. Where multiple accounts are identified as belonging to the same individual, 98 Pak reserves the right to close all accounts, void all pending bets and bonuses, and withhold any balances derived from bonus funds pending investigation.
At registration, you must provide accurate, complete, and up-to-date information including your full legal name, date of birth, valid Pakistani mobile number, and any other information requested during the registration process. Providing false or misleading information constitutes a breach of these Terms and may result in immediate account closure and forfeiture of balances.
You are entirely responsible for maintaining the confidentiality of your 98 Pak login credentials. You must not share your password with any third party. All bets, deposits, and activity conducted through your account are your responsibility, whether or not authorised by you. If you suspect unauthorised access to your account, notify the 98 Pak support team immediately at support@98pak.biz.
98 Pak may request identity verification documents at any time, including copies of a valid CNIC, proof of address, or payment method verification. Failure to provide requested documentation within the timeframe specified will result in temporary account restriction until the requirement is met.
Verification is a routine part of platform security and is not a sign that your account is under suspicion. 98 Pak verifies accounts to protect players from fraud and to comply with anti-money laundering obligations.
98 Pak accepts deposits via the following PKR-denominated payment methods: Easypaisa, JazzCash, NayaPay, SadaPay, bank IBFT, and Visa/Mastercard debit cards issued by Pakistani banks. All deposits are credited to your account balance in Pakistani Rupees. The minimum deposit amount is Rs 200. 98 Pak does not charge deposit fees on any of these methods, though your payment provider may apply their own charges.
Withdrawals are processed to the same payment method used for the original deposit wherever technically possible. The minimum withdrawal amount is Rs 200. Withdrawal processing times are as follows:
Withdrawals above Rs 5,00,000 may require additional verification before processing. 98 Pak reserves the right to request supporting documentation for large withdrawal requests in line with anti-money laundering obligations.
All account balances, bets, payouts, and bonuses at 98 Pak are denominated exclusively in Pakistani Rupees (PKR). There are no currency conversion charges at any point in the deposit or withdrawal process. The amount you see in your balance is the amount that will be paid to your withdrawal method.
Before any withdrawal can be processed, the full bonus wagering requirement attached to any active bonus must be met, or the bonus must be forfeited. Real money deposits that have not been used to place any bets may be withdrawn at any time without wagering conditions, subject to standard verification requirements.
All bonuses and promotions offered by 98 Pak are subject to these general conditions as well as any specific terms stated on the individual promotion page at /promotions. Where the specific promotion terms conflict with these general terms, the specific promotion terms take precedence.
The 98 Pak welcome bonus is available to new players making their first deposit. The bonus matches 100% of the first deposit up to a maximum of Rs 50,000. The minimum qualifying deposit is Rs 500. The bonus carries a 20x wagering requirement applied to the bonus amount and must be completed within 30 days of the bonus being credited, after which any uncleared bonus and associated winnings will be forfeited.
98 Pak monitors bonus activity for signs of abuse, including but not limited to: coordinated bonus claiming across multiple accounts, low-risk hedging strategies designed to exploit promotion mechanics, and bonus stacking in ways not permitted by these Terms. Any account found to be abusing bonuses will have its bonus balance forfeited and may be subject to account restriction.
Promotional offers at 98 Pak are intended for recreational players. Players who use mathematical strategies to exploit bonus mechanics without genuine gaming intent may have their bonus privileges removed without prior notice.
All games at 98 Pak use certified Random Number Generator (RNG) technology independently verified by third-party auditing organisations. Return to Player (RTP) percentages for each game are displayed within the game information panel. Game outcomes are final once settled — 98 Pak does not reverse settled game results except in cases of a verified technical error that materially affected the outcome.
Pre-match bets are accepted until the published market close time. Live in-play bets are accepted subject to availability of odds. In the event of a match postponement, 98 Pak's standard policy is to void all bets and return stakes unless the match is rescheduled and completed within 48 hours. Markets that have already settled naturally — such as first blood or first objective markets — remain valid regardless of subsequent match status. 98 Pak reserves the right to void any bet where odds were clearly published in error.
Minimum bet amounts at 98 Pak are Rs 100 for all game types. Maximum bet limits vary by game and event and are displayed within the relevant game or betting interface. 98 Pak reserves the right to adjust maximum bet limits for individual accounts where patterns of play suggest a risk management concern, without being required to disclose the specific reason for the adjustment.
The following activities are strictly prohibited on the 98 Pak platform and constitute grounds for immediate account termination and potential legal action:
98 Pak reserves the right to suspend, restrict, or permanently close any account at any time and without prior notice if:
Upon closure of an account, any real money balance (excluding bonus funds and winnings derived solely from bonus play that has not cleared wagering requirements) will be returned to the account holder via the last-used withdrawal method after any outstanding verification requirements are met. 98 Pak will not be liable for any losses arising from account suspension while a legitimate investigation is ongoing.
98 Pak is committed to responsible gaming. We provide all registered players with the following self-management tools, accessible directly from their account settings without the need to contact support:
If you feel that your gaming is causing distress, financial difficulty, or harm to yourself or others, we strongly encourage you to use these tools. Full information is available on our Responsible Gaming page.
All content on the 98 Pak platform — including but not limited to logos, trademarks, game names, graphics, software, text, and page layouts — is owned by or licensed to 98 Pak and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, display, or otherwise exploit any content from the 98 Pak platform without our express written permission. The 98 Pak name and logo are registered trademarks. Unauthorised use of these marks is prohibited.
To the fullest extent permitted by applicable law, 98 Pak shall not be liable for:
In no event shall 98 Pak's total liability to any player exceed the total amount deposited by that player in the 12 months preceding the event giving rise to the claim, or Rs 1,00,000, whichever is lower. Nothing in these Terms limits our liability for death or personal injury caused by our negligence, or for fraud or fraudulent misrepresentation.
Gaming involves financial risk. Never deposit more than you can afford to lose. 98 Pak is an entertainment platform — it is not a savings scheme, investment vehicle, or guaranteed income source.
98 Pak collects and processes personal data in accordance with our Privacy Policy, which is incorporated into these Terms by reference. By registering at 98 Pak, you consent to the collection and use of your personal information as described in the Privacy Policy. Your data will never be sold to third parties. We use your information to operate your account, process payments, comply with legal obligations, and communicate promotions where you have opted in to receive them.
98 Pak reserves the right to update, modify, or replace any part of these Terms at any time. Material changes will be communicated to registered players via the email address associated with their account and/or through a notice on the 98 Pak platform for a minimum of 7 days before the changes take effect. Your continued use of the platform after the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not agree with the revised Terms, you must cease using the platform and may request account closure by contacting support.
These Terms are governed by and construed in accordance with the applicable laws of the jurisdiction under which 98 Pak operates its gaming licence. In the event of any dispute arising from your use of the 98 Pak platform that cannot be resolved through direct communication with our support team, the parties agree to first attempt resolution through a good-faith mediation process before pursuing any formal legal remedy.
For disputes relating to individual bet settlements or game outcomes, 98 Pak's internal review process is the first step. Disputes must be raised within 30 days of the event in question. Claims raised outside this window will not be considered. The decision of 98 Pak's internal review team is final on matters of game outcome and bet settlement where no technical error has occurred.
If you have questions about these Terms and Conditions, wish to raise a dispute, or need to contact 98 Pak for any other reason, please reach us through the following channels:
The 98 Pak support team handles queries in both English and Urdu. Our target response time for email is 4 hours. Live chat is typically answered in under 5 minutes during normal operating periods.
By using 98 Pak, you confirm that you have read and agree to all of the above Terms and Conditions. Thank you for being a part of the 98 Pak community. We are committed to providing you with a fair, secure, and enjoyable gaming experience.
A plain-language summary of the most important player protections in these Terms
Real money deposits that haven't been subject to a bonus are yours to withdraw at any time, subject to identity verification. 98 Pak does not hold real money deposits against wagering requirements — only bonus funds carry playthrough conditions. Your PKR balance is protected in segregated accounts.
The one-account-per-person rule protects legitimate players as much as it prevents fraud. It ensures that every player's bonus eligibility, responsible gaming limits, and account history are accurate and attributable to one person. If you've accidentally created a duplicate account, contact support immediately to have the situation resolved without penalty.
98 Pak publishes all wagering requirements, eligible games, and expiry dates for every bonus before you claim it. The 20x requirement on the welcome bonus means Rs 10,000 in bonus funds requires Rs 2,00,000 in qualifying bets — this is stated plainly, in rupees, so there are no surprises when you try to withdraw.
Every game on 98 Pak uses independently audited RNG technology. RTPs are published for every title. Game results cannot be influenced by the platform after a bet is placed. If you believe a game outcome was the result of a technical error, contact support within 30 days with the game reference number and your claim will be investigated.
Deposit limits, session timers, cooling-off periods, and self-exclusion are all built directly into your 98 Pak account. These are not difficult to find or slow to activate — they are in your account settings, effective immediately, and designed to be used. 98 Pak's Terms protect your ability to control your own gaming behaviour at any time.
These Terms commit 98 Pak to a 4-hour email response target and under-5-minute live chat response during standard operating hours. If you have a dispute about a bet outcome, a payment delay, or a bonus calculation, there is a defined process for raising and resolving it — and a team that understands the Pakistani market context behind your query.
Registration is free. Deposit from Rs 200 via Easypaisa or JazzCash and claim your welcome bonus of up to Rs 50,000. Fair games, clear terms, and 24/7 support in Urdu and English.
18+ only. Full Terms and Conditions apply. Play responsibly.